:root{--ink:#142922;--green:#174f3d;--green2:#0f3d30;--mint:#edf6f0;--gold:#d5a84b;--cream:#fbfaf5;--white:#fff;--line:#dbe5df;--muted:#5d6d67;--shadow:0 18px 50px rgba(18,51,40,.12);--radius:22px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Manrope,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.7}a{color:inherit;text-decoration:none}img{max-width:100%}.container{width:min(1160px,calc(100% - 40px));margin:auto}.narrow{width:min(820px,calc(100% - 40px));margin:auto}.topbar{background:var(--green2);color:#dcebe4;font-size:13px}.topbar-inner{display:flex;justify-content:space-between;align-items:center;padding:7px 0}.topbar a{font-weight:700;color:white}.site-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(219,229,223,.8)}.nav-wrap{height:82px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:11px}.brand-mark{display:grid;place-items:center;width:43px;height:43px;border-radius:13px;background:var(--green);color:white;font-family:"Source Serif 4",serif;font-size:26px;font-weight:700}.brand strong,.brand small{display:block;line-height:1.05}.brand strong{font-size:15px}.brand small{font-size:13px;color:var(--muted);margin-top:4px}.main-nav{display:flex;align-items:center;gap:27px;font-size:14px;font-weight:700}.main-nav>a:not(.button),.nav-dropbtn{position:relative}.main-nav>a.active:after{content:"";position:absolute;left:0;right:0;bottom:-10px;height:2px;background:var(--gold)}.nav-dropdown{position:relative}.nav-dropbtn{border:0;background:none;font:inherit;color:inherit;padding:14px 0;cursor:pointer}.nav-dropbtn span{margin-left:5px}.nav-menu{display:none;position:absolute;top:48px;left:-18px;min-width:210px;background:white;border:1px solid var(--line);border-radius:14px;padding:9px;box-shadow:var(--shadow)}.nav-menu a{display:block;padding:10px 12px;border-radius:9px}.nav-menu a:hover{background:var(--mint)}.nav-dropdown:hover .nav-menu,.nav-dropdown.open .nav-menu{display:block}.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:11px;background:var(--green);color:white!important;padding:14px 22px;font-weight:800;font-size:14px;cursor:pointer;transition:.2s}.button:hover{transform:translateY(-1px);background:#0d4232}.button-small{padding:11px 16px}.button-full{width:100%;margin-top:16px}.button-light{background:white;color:var(--green)!important}.mobile-toggle{display:none;border:0;background:none;padding:6px}.mobile-toggle span{display:block;width:25px;height:2px;background:var(--ink);margin:5px}.hero{background:linear-gradient(120deg,var(--cream),#f0f6f2);overflow:hidden}.hero-grid{min-height:690px;display:grid;grid-template-columns:1.08fr .92fr;gap:72px;align-items:center;padding:70px 0}.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:#9b742a;font-size:12px;font-weight:800;margin-bottom:12px}.hero h1,.page-hero h1{font-family:"Source Serif 4",serif;font-size:clamp(48px,6vw,76px);line-height:1.04;letter-spacing:-.035em;margin:0 0 22px}.hero-copy>p,.page-hero p{font-size:18px;color:var(--muted);max-width:670px}.hero-actions{display:flex;gap:22px;align-items:center;margin:32px 0 24px}.text-link{font-weight:700;color:var(--green)}.text-link.strong{display:inline-block;margin-top:12px}.trust-row{display:flex;flex-wrap:wrap;gap:18px;font-size:13px;font-weight:700;color:#486058}.hero-card{background:white;padding:30px;border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid #e9efeb}.hero-card h2{font-family:"Source Serif 4",serif;font-size:31px;margin:0 0 18px}.lead-form label{font-size:12px;font-weight:800;display:block;color:#3d5149}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form-grid .wide{grid-column:1/-1}input,select,textarea{width:100%;margin-top:6px;border:1px solid #cedbd4;border-radius:10px;padding:13px 14px;background:#fbfdfc;color:var(--ink);font:inherit;font-size:14px;outline:none}input:focus,select:focus,textarea:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(23,79,61,.09)}.form-note{font-size:11px;text-align:center;color:#75847e;margin:10px 0 0}.hidden{display:none!important}.hero-visual{min-height:470px;position:relative;display:grid;place-items:center}.house-shape{width:360px;height:300px;background:var(--green);clip-path:polygon(50% 0,100% 35%,92% 35%,92% 100%,8% 100%,8% 35%,0 35%);position:relative;filter:drop-shadow(0 22px 25px rgba(15,61,48,.18))}.window{position:absolute;width:78px;height:75px;background:#e9c575;left:75px;top:135px;border:9px solid #fff}.door{position:absolute;width:75px;height:126px;background:#f3eee3;right:75px;bottom:0}.stat-card{position:absolute;right:0;bottom:50px;background:white;padding:20px 24px;border-radius:15px;box-shadow:var(--shadow)}.stat-card strong,.stat-card span{display:block}.stat-card span{font-size:13px;color:var(--muted)}.proof-strip{background:var(--green);color:white}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:24px 0}.proof-grid>div{padding:5px 24px;border-right:1px solid rgba(255,255,255,.18)}.proof-grid>div:last-child{border:0}.proof-grid strong,.proof-grid span{display:block}.proof-grid strong{font-size:20px}.proof-grid span{font-size:12px;color:#c9ded5}.section{padding:96px 0}.section-soft{background:var(--mint)}.section-dark{background:var(--green2);color:white}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.split.reverse>div:first-child{order:2}.split h2,.section-heading h2,.cta-band h2,.form-section h2{font-family:"Source Serif 4",serif;font-size:clamp(36px,4.5vw,52px);line-height:1.12;margin:0 0 18px;letter-spacing:-.025em}.split p,.section-heading p{color:var(--muted)}.section-dark p{color:#c8ddd4}.check-list{list-style:none;padding:0;margin:24px 0}.check-list li{padding:8px 0 8px 30px;position:relative}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.check-list.light li:before{color:#e9c575}.feature-panel{display:grid;gap:14px}.mini-card{padding:25px;border:1px solid var(--line);border-radius:16px;background:#fcfdfc}.mini-card span,.step-card span,.solution-cards span{color:#a67d2e;font-size:12px;font-weight:900}.mini-card h3,.step-card h3,.solution-cards h3{margin:7px 0;font-size:19px}.mini-card p,.step-card p,.solution-cards p{margin:0;color:var(--muted);font-size:14px}.section-heading{max-width:720px;margin-bottom:40px}.section-heading.centered{text-align:center;margin:0 auto 44px}.cards{display:grid;gap:22px}.cards.three{grid-template-columns:repeat(3,1fr)}.step-card{background:white;border-radius:18px;padding:30px;border:1px solid #deebe4}.solution-cards a{border:1px solid var(--line);padding:30px;border-radius:18px;transition:.2s}.solution-cards a:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.solution-cards b{display:block;margin-top:17px;color:var(--green);font-size:13px}.cta-band{background:var(--green);color:white;border-radius:26px;padding:48px 52px;display:flex;align-items:center;justify-content:space-between;gap:40px}.cta-band h2{margin-bottom:8px}.cta-band p{color:#cfe1da;margin:0}.cta-band>div:last-child{display:flex;flex-direction:column;gap:12px;min-width:190px}.cta-phone{text-align:center;font-weight:800}.notice{background:#fff8e8;border-left:4px solid var(--gold);padding:28px;border-radius:12px}.notice.small{margin-top:30px}.notice h3{margin:0 0 8px}.simple-graphic{height:340px;border:1px solid rgba(255,255,255,.16);border-radius:24px;background:radial-gradient(circle at 50% 40%,#2e6f58,var(--green2));display:grid;place-content:center;text-align:center}.simple-graphic span{font-size:60px;font-family:"Source Serif 4",serif}.simple-graphic small{color:#cde0d8}.comparison{border:1px solid var(--line);border-radius:16px;overflow:hidden}.comparison>div{display:grid;grid-template-columns:1.2fr 1fr 1fr;border-bottom:1px solid var(--line)}.comparison>div:last-child{border:0}.comparison span,.comparison strong,.comparison b,.comparison em{padding:14px 16px;font-size:13px}.comparison-head{background:var(--green);color:white}.comparison b{background:#f0f8f3;color:var(--green)}.comparison em{font-style:normal;color:var(--muted)}.form-section{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}.form-section .lead-form{background:white;border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:var(--shadow)}.contact-lines{display:grid;gap:12px;margin-top:25px}.contact-lines a{font-weight:800;color:var(--green)}.values-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.values-grid>div{background:var(--mint);padding:24px;border-radius:15px}.values-grid h3{margin:0 0 8px}.values-grid p{font-size:14px;margin:0}.page-hero{background:linear-gradient(120deg,var(--cream),var(--mint));padding:105px 0;text-align:center}.page-hero .eyebrow{margin-bottom:16px}.page-hero h1{font-size:clamp(48px,6vw,70px)}.page-hero p{margin:0 auto}.faq-list details{border-bottom:1px solid var(--line);padding:22px 0}.faq-list summary{cursor:pointer;font-weight:800;font-size:18px;list-style:none;display:flex;justify-content:space-between}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{font-size:25px;color:var(--green)}.faq-list p{color:var(--muted);max-width:720px}.legal-copy h2{font-family:"Source Serif 4",serif;font-size:30px;margin-top:35px}.thank-you{min-height:580px;display:grid;place-items:center}.success-icon{width:70px;height:70px;border-radius:50%;background:var(--green);color:white;display:grid;place-items:center;margin:0 auto 20px;font-size:32px}.thank-you .button{margin-top:25px}.site-footer{background:#0d2f26;color:#d9e7e1;padding:70px 0 24px}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:55px}.brand-light strong,.brand-light small{color:white}.footer-grid h3{color:white;font-size:14px;margin:0 0 15px}.footer-grid a{display:block;font-size:13px;padding:4px 0}.footer-grid p{font-size:13px;color:#a9c3b8}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:20px;display:flex;justify-content:space-between;gap:25px;font-size:11px;color:#8faea1}.floating-call{display:none}.error{border-color:#bb3d3d!important}.form-status{font-size:13px;margin-top:12px;color:var(--green);font-weight:700}
@media(max-width:940px){.mobile-toggle{display:block}.main-nav{display:none;position:absolute;top:112px;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:22px 20px;flex-direction:column;align-items:stretch;gap:8px}.main-nav.open{display:flex}.nav-dropdown{width:100%}.nav-dropbtn{width:100%;text-align:left}.nav-menu{position:static;box-shadow:none;border:0;padding-left:15px}.main-nav>a.active:after{display:none}.hero-grid,.split,.form-section{grid-template-columns:1fr}.hero-grid{padding:65px 0;gap:45px}.hero-visual{min-height:400px}.split.reverse>div:first-child{order:0}.cards.three{grid-template-columns:1fr}.proof-grid{grid-template-columns:1fr 1fr}.proof-grid>div:nth-child(2){border-right:0}.proof-grid>div{margin:8px 0}.footer-grid{grid-template-columns:1fr 1fr}.cta-band{align-items:flex-start}.comparison{overflow-x:auto}.comparison>div{min-width:620px}.section{padding:75px 0}}
@media(max-width:620px){.container,.narrow{width:min(100% - 28px,1160px)}.topbar span{display:none}.topbar-inner{justify-content:center}.nav-wrap{height:70px}.brand-mark{width:39px;height:39px}.main-nav{top:100px}.hero h1,.page-hero h1{font-size:43px}.hero-grid{min-height:0;padding:48px 0}.hero-card{padding:22px}.hero-actions{align-items:stretch;flex-direction:column}.trust-row{display:grid;gap:8px}.form-grid{grid-template-columns:1fr}.form-grid .wide{grid-column:auto}.proof-grid{grid-template-columns:1fr 1fr}.proof-grid>div{padding:4px 12px}.proof-grid strong{font-size:16px}.section{padding:62px 0}.split{gap:38px}.values-grid{grid-template-columns:1fr}.cta-band{padding:34px 25px;display:block}.cta-band>div:last-child{margin-top:24px}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:10px}.floating-call{display:flex;position:fixed;right:16px;bottom:16px;z-index:50;background:var(--gold);color:#1f2e29;padding:12px 16px;border-radius:999px;box-shadow:var(--shadow);font-weight:900;gap:8px}.house-shape{width:300px;height:260px}.page-hero{padding:75px 0}.form-section .lead-form{padding:22px}}

/* VKI Real Estate Solutions brand customization */
:root {
  --vki-black: #0b0b0b;
  --vki-charcoal: #171717;
  --vki-gold: #c89b3c;
  --vki-gold-light: #e1c477;
  --vki-cream: #f7f3ea;
}
.site-header { background: #fff; }
.topbar { background: var(--vki-black); }
.topbar a, .topbar span { color: #fff; }
.brand { gap: .75rem; }
.brand .logo-mark { width: 58px; height: 58px; padding: 0; overflow: hidden; background: var(--vki-black); border: 1px solid rgba(200,155,60,.45); border-radius: 50%; box-shadow: 0 3px 12px rgba(0,0,0,.16); }
.brand .logo-mark img { width: 100%; height: 100%; object-fit: cover; transform: scale(1.18); }
.brand strong { color: var(--vki-black); letter-spacing: .02em; }
.brand small { color: #785d24; letter-spacing: .12em; text-transform: uppercase; }
.brand-light .logo-mark { border-color: var(--vki-gold); }
.brand-light strong, .brand-light small { color: #fff; }
.button { background: var(--vki-gold); color: var(--vki-black); border-color: var(--vki-gold); font-weight: 800; }
.button:hover { background: var(--vki-gold-light); border-color: var(--vki-gold-light); }
.hero { background: linear-gradient(120deg, rgba(8,8,8,.97), rgba(27,23,15,.93)); color: #fff; }
.hero h1, .hero p, .hero .trust-row { color: #fff; }
.hero .eyebrow, .section .eyebrow { color: var(--vki-gold); }
.hero-card { border-top: 4px solid var(--vki-gold); }
.proof-strip, .cta-band, .site-footer { background: var(--vki-black); }
.proof-strip strong, .cta-band .eyebrow, .site-footer h3 { color: var(--vki-gold-light); }
.text-link, .solution-cards b, .strong { color: #9b7425; }
.floating-call { background: var(--vki-gold); color: var(--vki-black); }
.footer-bottom { border-color: rgba(200,155,60,.25); }
@media (max-width: 760px) {
  .brand .logo-mark { width: 46px; height: 46px; }
  .brand strong { font-size: .9rem; }
  .brand small { font-size: .58rem; }
}

/* Homeowner resource center */
.resource-hero{background:linear-gradient(120deg,#0b0b0b,#2d2414);color:#fff}.resource-hero p,.guide-hero p{color:rgba(255,255,255,.78)}.guide-hero{background:linear-gradient(120deg,#111,#342813);color:#fff}.resource-intro{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:end;margin-bottom:38px}.resource-intro h2{font-family:"Source Serif 4",serif;font-size:clamp(36px,4.5vw,52px);line-height:1.12;margin:0}.resource-intro p{color:var(--muted);margin:0}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.resource-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;transition:.2s;display:flex;flex-direction:column;min-height:265px}.resource-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:rgba(200,155,60,.55)}.resource-card span,.guide-kicker{font-size:11px;text-transform:uppercase;letter-spacing:.14em;color:#9b742a;font-weight:900}.resource-card h3{font-family:"Source Serif 4",serif;font-size:25px;line-height:1.15;margin:11px 0}.resource-card p{color:var(--muted);font-size:14px;margin:0 0 18px}.resource-card b{color:#8d681f;font-size:13px;margin-top:auto}.resource-more{text-align:center;margin-top:34px}.guide-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:76px;align-items:start}.guide-copy{max-width:760px}.guide-lead{font-family:"Source Serif 4",serif;font-size:27px;line-height:1.35;color:#3c4944;margin:12px 0 36px}.guide-copy h2{font-family:"Source Serif 4",serif;font-size:34px;line-height:1.2;margin:42px 0 14px}.guide-copy p{color:#53645e}.guide-sidebar{position:sticky;top:135px;display:grid;gap:18px}.sidebar-card{border:1px solid var(--line);border-radius:18px;padding:25px;background:#fff}.sidebar-card h3{font-family:"Source Serif 4",serif;font-size:24px;margin:0 0 13px}.sidebar-card ul{margin:0;padding-left:20px;color:var(--muted);font-size:14px}.sidebar-card li{margin:8px 0}.sidebar-card.dark{background:#0b0b0b;color:#fff;border-color:#0b0b0b}.sidebar-card.dark span{color:var(--vki-gold-light);font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:800}.sidebar-card.dark p{color:#c7c7c7;font-size:14px}.sidebar-card.dark a{color:var(--vki-gold-light);font-weight:800}.back-link{font-size:13px;font-weight:800;color:#8d681f;padding:5px}.guide-next{margin-top:50px;padding:34px;border-radius:20px;background:var(--vki-cream);border-left:4px solid var(--vki-gold)}.guide-next h2{margin-top:0}.guide-next .button{margin-top:12px}.resource-grid.featured .resource-card:nth-child(n+4){display:none}@media(max-width:940px){.resource-intro,.guide-layout{grid-template-columns:1fr;gap:35px}.resource-grid{grid-template-columns:1fr 1fr}.guide-sidebar{position:static}.resource-grid.featured .resource-card:nth-child(4){display:flex}}@media(max-width:620px){.resource-grid{grid-template-columns:1fr}.resource-grid.featured .resource-card:nth-child(n){display:flex}.resource-card{min-height:0}.guide-lead{font-size:23px}.guide-copy h2{font-size:29px}}